Blog

All articles about Medicare and Long-Term Care: What It Does and Doesn't Cover.

Does Medicaid Pay for Nursing Home Care?

Yes — Medicaid is the largest payer of nursing home care in the US. Learn the financial and clinical eligibility rules, what Medicaid covers, and how long approval takes.

Does Medicare Cover Custodial Care?

No — Medicare excludes custodial care entirely. Learn the skilled vs. custodial definitions Medicare uses, where the line falls, and what actually pays for custodial care.

Does Medicare Cover Memory Care?

Medicare doesn't pay for memory care room and board, but it covers medical care for dementia patients. Here's what Medicare pays for and how families fund memory care.

Does Medicare Pay for Assisted Living?

Medicare pays $0 toward assisted living room and board. Learn what Medicare does cover inside an assisted living facility and how families actually pay for it.

Does Medigap Cover Long-Term Care?

Medigap does not cover long-term custodial care. But it does cover Medicare's SNF coinsurance — worth up to $17,360 per benefit period in 2026. Here's exactly what Medigap pays.

How to Pay for a Nursing Home With No Money

When a parent needs a nursing home and there's no savings, Medicaid is the path. Here's how Medicaid-pending admissions, retroactive coverage, and fast eligibility actually work.