Support at Home Classifications 1–8 Explained (2026 Budgets and Services)
Support at Home Classifications 1–8 Explained (2026 Budgets and Services)
Since 1 November 2025, the Support at Home program replaced the four Home Care Package levels with eight ongoing funding classifications. Each classification corresponds to a quarterly budget amount determined by the recipient's assessed functional needs — not a broad label like "low" or "high" care.
Here's what each classification funds and how the system assigns them.
The Eight Ongoing Classifications
| Classification | Quarterly Budget | Annual Equivalent | Typical Care Complexity |
|---|---|---|---|
| 1 | ~$2,753 | ~$11,010 | Mostly independent; light domestic help and social support |
| 2 | ~$3,517 | ~$14,068 | Some mobility or cognitive concerns; occasional personal care |
| 3 | ~$5,049 | ~$20,196 | Regular personal care needs; moderate functional decline |
| 4 | ~$7,617 | ~$30,468 | Daily personal care; clinical nursing visits; moderate complexity |
| 5 | ~$10,193 | ~$40,772 | Complex clinical needs; multiple allied health services |
| 6 | ~$12,758 | ~$51,032 | Significant daily care; behavioural or cognitive management |
| 7 | ~$15,318 | ~$61,272 | Intensive clinical oversight; high falls risk; complex medication |
| 8 | ~$20,034 | ~$80,136 | Highest complexity; overnight care needs; alternative to residential |
From each quarterly budget, a mandatory 10% care management fee is deducted. The remaining 90% pays for actual services.
How Classifications Are Assigned
The Single Assessment System (SAS) assessor conducts an in-home visit using the Integrated Assessment Tool (IAT). This computerized tool scores the recipient across 12 domains — cognition, continence, mobility, nutrition, skin integrity, pain, and more. Higher severity scores across more domains result in a higher classification.
The classification is not permanent. If a parent's condition deteriorates, families can request a reassessment through My Aged Care at any time. If the condition improves (common after restorative care), the classification may be adjusted downward at the next scheduled review.
Short-Term Pathways (Separate From Classifications)
In addition to the eight ongoing classifications, Support at Home includes three dedicated short-term funding streams:
- Restorative Care — up to $6,000 for time-limited rehabilitation (physiotherapy, occupational therapy) to restore function after a hospital stay or decline
- End-of-Life Care — up to $25,000 for palliative support allowing a person to remain at home during their final months
- Assistive Technology and Home Modifications (AT-HM) — a separate fund for equipment (mobility aids, hospital beds) and modifications (ramps, grab rails, bathroom renovations) that doesn't come out of the quarterly care budget
These pathways operate independently — a participant can receive ongoing Classification 4 funding while also accessing AT-HM modifications.
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What Services Each Classification Covers
All eight classifications fund the same three service bands. The difference is volume, not type:
Clinical supports — nursing visits, wound care, allied health (physio, OT, speech pathology), medication management. Fully government-funded; no co-contribution regardless of income.
Independence supports — personal care (showering, dressing, grooming), continence management, transport, respite. Co-contributions range from 5% for full pensioners to 50% for self-funded retirees.
Everyday living supports — house cleaning, laundry, meal preparation, gardening, home maintenance. Co-contributions range from 17.5% for full pensioners to 80% for self-funded retirees.
Real-World Budget Example
A Classification 4 recipient ($7,617/quarter):
- 10% care management: $762
- Fortnightly nursing ($150/hr × 6.5 visits): $975
- Monthly OT ($150/hr × 3 visits): $450
- Weekly personal care (2 hrs × 13 weeks × $100): $2,600
- Weekly cleaning (1.5 hrs × 13 weeks × $95): $1,853
- Total services: $5,878 | Remaining buffer: $977
That $977 buffer sits safely under the $1,000 rollover cap, carrying forward to next quarter.
The Australia Home Care Guide includes budget planning worksheets and a provider comparison scorecard for families navigating any classification level.
Get Your Free Home Care Packages in Australia: Levels, Costs and How to Apply — Quick-Start Checklist
Download the Home Care Packages in Australia: Levels, Costs and How to Apply — Quick-Start Checklist — a printable guide with checklists, scripts, and action plans you can start using today.